Author: TECH

Key TakeawaysThe maximum 2026 Social Security benefit is $5,181 a month, but very few retirees qualify for it.Getting the top check requires 35 years of earnings at or above Social Security’s wage cap, plus waiting to claim until age 70.That $5,181 monthly check is equivalent to the income from $1.55 million in savings using the 4% rule.Very few retirees are able to qualify for Social Security’s maximum check—not because the formula is hidden, but because clearing the bar takes decades of high pay, as well as patience.The top check a new retiree can claim in 2026 is $5,181 a month,…

You can follow all the traditional money rules—save consistently, invest early, work hard… and still feel like you are running on a treadmill. The scoreboard never seems to move. Sharran Srivatsaa experienced this firsthand. He went from working as a janitor to building two billion-dollar companies and managing billions of dollars at Goldman Sachs. Along that journey, he realized a hard truth: Money does not follow rules. It follows laws. If you want to build a system that actually generates massive wealth, you have to master three pillars: Momentum: How to compound money efficiently. Structure: Who controls the money and…

As corporations sponsor floats and employee marches during Pride Month parades, it’s important to remember just how recently the majority of American office workers felt they had to conceal their sexuality in the workplace.In the 1970s there were no legal protections for LGBTQ+ workers outside of a handful of cities. If a company found out you were gay, it could fire you on the spot.It took a group of pioneering LGBTQ+ workers in the 1980s and ’90s who challenged widespread homophobia in corporate America to make workplaces safer and more inclusive, not only for LGBTQ+ workers, but for everyone.Since 2021,…

Winter is no longer coming. It’s here. And, as usual, it brings along some illness. This is why including winter wellness strategies in your workplace employee wellness programmes is crucial to protecting productivity.According to surveillance data, South Africa’s flu season consistently peaks in winter, with detection rates reaching over 10% of tested cases in 2025.Influenza accounted for nearly 97% of infections last year, underscoring the seasonal strain on immunity.Staying resilient“Winter doesn’t just make us feel uncomfortable,” says Keri Rudolph, CEO of IV Bar.“It changes how our cells function, how our immune system responds, and even how our mood and energy…

Many retirees earn Social Security benefits by working and paying into the system. But if you have a limited work history, you may not have enough lifetime wages to qualify for Social Security on your own. That doesn’t mean you can’t collect benefits in retirement, though. If you’re married, you may be eligible for spousal Social Security benefits. And the same actually could hold true if you’re divorced. Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a “Double Down” signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same “Total Conviction” signal…

29 years ago today, the first installment of the Harry Potter book series – Harry Potter and the Philosopher’s Stone, was published in the UK under Bloomsbury. It won most of the British book awards that were judged by children. The book reached the top of the New York Times list of best-selling fiction in August 1999 and stayed near the top of that list for much of 1999 and 2000. It has been translated into at least 73 other languages, and sold 120 million copies, making it the third best-selling book of all time. READ more about the book’s acclaim……

If you’re retired or getting close, here’s some genuinely good news in an era that doesn’t always deliver it. As of 2026, there are now 42 states that won’t tax you this portion of your fixed income.”The list of states that do not tax Social Security is much longer than those that do,” said Brian Kuhn, CFP, CLU, SVP and financial advisor at Wealth Enhancement Group. “And each state makes its own rules.”For You: 7 Critical Tax Deductions Middle-Class Retirees Need in 2026Explore Next: Start Growing Your Net Worth With Smarter TrackingAt the federal level, up to 85% of your…

Bible journaling is a meaningful way to deepen your understanding of Scripture while expressing your faith through creativity. Whether you’re highlighting favorite verses, recording personal reflections, creating artwork, or documenting your spiritual journey, Bible journaling transforms Bible study into a more personal and interactive experience. It encourages you to slow down, meditate on God’s Word, and reflect on how biblical teachings apply to your daily life. One of the best things about Bible journaling is that there is no single “right” way to do it. Some people enjoy decorating their pages with illustrations, lettering, stickers, and colorful designs, while others…

                                Compliance Corner Among defenses available in workers’ compensation claims, many states provide a defense for a lack of or late notice of a worker’s injury, subject to exceptions. As Simply Research subscribers know, the Nevada rules involving a failure to file notice are as follows. Basic Rule An employee or, in the event of the death of the employee, a dependent of the employee, is barred from recovering workers’ compensation benefits in Nevada if the employee or dependent, as applicable, fails to file a…

Which AI Meeting Tool Is Better for Meeting Notes? Quick answer: For desk and conference-room meetings, software apps like Otter.ai are still the mature default. Hardware AI earbuds earn their place only when meetings move — hallways, cars, standing chats — and you already wear earbuds for calls. AI meeting tools all do the same job: record conversation, turn speech into text, and pull out summaries and action items. You can do that with a voice recorder app on your phone or laptop — Otter.ai is the familiar example — or with AI transcription earbuds that add recording to gear…