Author: TECH

Taxes can eat into potential retirement income and savings at a time when many are trying to save as much as possible. That’s why minimizing the bills to Uncle Sam can be a significant value advisors can add for their clients.Processing ContentWith that in mind, a recent paper by James Mahaney, founder and principal at Georgetown, South Carolina-based Mavericus Retirement Services, detailed an approach meant to maximize retirement income before a penny has to go to the U.S. Treasury. His blueprint emphasizes the ways in which retirees can maximize tax-free Social Security checks and offers ideas for when to collect…

We all need a place where we feel accepted, supported, and connected to others. A strong community can remind us that we don’t have to face everything alone. Whether it’s a close group of friends, a neighborhood, a workplace, or a larger cause, being part of something meaningful can give us encouragement, inspiration, and a sense of belonging. Music has a special way of capturing that feeling. The right song can celebrate togetherness, highlight the power of people working toward a common goal, or remind us why supporting one another matters. That’s why we’ve put together a collection of songs…

Social Security recipients won’t learn their official 2027 cost-of-living adjustment, or COLA, until October.But new forecasts released after recent inflation data are giving retirees an early glimpse of what next year’s increase could look like, and the latest projections suggest it may exceed the 2.8% boost beneficiaries received in 2026.Here is what New York residents should expect:For millions of Americans who rely on Social Security, even a small change in the annual COLA can affect monthly budgets, household spending and retirement planning. That’s one reason searches for terms such as “2027 Social Security COLA estimate,” “2027 COLA forecast” and “how…

According to a 2025 study, one in 10 Americans experienced a mental health crisis in the past year. This statistic is particularly alarming, as the term “mental health crisis” is defined most often as a state in which an individual presents a risk to themselves or others. Preventing immediate harm is vital to responding to a crisis, but exclusively focusing on this aspect can minimize the inherently personal ways in which people experience their mental health and perceive symptoms of a mental health crisis. Understanding that each person’s experience of a mental health crisis is unique highlights the importance of…

Social Security recipients wondering whether they will receive a Cost-of-Living Adjustment in 2027 still have several weeks to wait before they will find out.The Cost-of-Living Adjustment is an annual change to Social Security and Supplemental Security Income payments to keep up with inflation, so recipients are given a proportionate check to sustain their buying power of everyday items like gas, food, clothing and more. In 2026, beneficiaries saw a 2.8% COLA increase to their checks, and the adjustment for next year is expected to be much higher.On Aug. 12, the nonpartisan senior advocacy group, The Senior Citizens League predicted a 3.6%…

Elena with her dog Joe, and Professor Michele Reibaldi – credit, Ospedale Molinette, supplied From Turin comes a surgical world-first: the simultaneous transplant of a complete human macula, along with the cornea, sclera, and connective tissue, from one of the patient’s eyes to the other. It allowed a woman blind for several years to immediately gain enough vision to recognize both her son and her faithful canine companion, Joe. La Stampa, a Turn-based national newspaper, reported that the intervention was lead by the “intuition” of ocular surgeon Professor Michele Reibaldi, who himself described the process as a “complicated marathon,” lasting 6…

If you work in education, you’ve probably had that moment where you wonder, “What’s next for me?” Maybe you want a bigger role, better pay, or just a fresh spark in your work. The good news is that career growth doesn’t have to mean turning your whole life upside down. With the right plan, you can build new skills, stay grounded, and move forward one step at a time. Think of it as upgrading your toolkit, not rewriting your whole story. Why growth matters Growing your career in education isn’t only about chasing a fancier title. It’s also about making…

For millions of Americans who rely on Social Security, even a small change in the annual cost-of-living adjustment can affect monthly budgets, household spending, vacations and retirement planning. That’s one reason searches for terms such as “2027 Social Security COLA estimate,” “2027 COLA forecast” and “how much will Social Security increase in 2027” have surged as new projections emerge ahead of the official COLA announcement, which Social Security recipients won’t learn officially until October. New forecasts released after recent inflation data are giving retirees an early glimpse of what next year’s increase could look like, and the latest projections suggest…

When life gets busy, it’s easy to focus on what you still want instead of appreciating what you already have. But practicing gratitude can shift your attention toward the people, experiences, and simple moments that make life meaningful. You don’t need everything to be perfect to find something worth appreciating. Sometimes, a few thoughtful words are all it takes to change your perspective. That’s why gratitude quotes can be such a helpful source of inspiration when you need a reminder to slow down and recognize the good around you. In this article, you’ll discover 168 gratitude quotes and sayings about…

As we enter our 50s and start dreaming harder about retirement, we’re also probably thinking at least a little about Social Security. If you haven’t already started learning about it, this is a fine time to do so. Here are some vital things to know about Social Security. Image source: Getty Images. 1. Know that your benefits aren’t going to match your pre-retirement income Social Security is designed to deliver around 40% of pre-retirement income, on average, to retirees, though for higher earners it will deliver less and for lower earners, more. Clearly, for the most comfortable retirement, each of…