Author: TECH

There’s a reason a lot of people end up getting stretched thin financially in retirement. They expect Social Security to cover all of their bills only to discover that their benefits don’t even come close. If you earn an average wage during your working years, you can expect Social Security to replace about 40% of it. This assumes that benefit cuts don’t happen which, frankly, we can’t assume based on the program’s current financial situation. But Social Security cuts aside, most retirees need a lot more than 40% of their former paychecks to stay afloat. So it’s important to set…

Sometimes our circumstances bring up thoughts and emotions that feel too overwhelming and beyond our control. But by improving our emotional intelligence, we can navigate life’s ups and downs with greater balance and perspective. However, when you’re in the midst of gut-wrenching situations, honing your emotional regulation skills doesn’t really make it to your priority list. You just want the pain to stop.  Give yourself grace during these difficult moments. It’s okay if your efforts don’t immediately ease the pain. Healing from emotional pain is not linear; it’s normal to experience sadness, anger, and confusion all at once.   Breathe…

Black History Month is an annual celebration in the United States that recognizes the history, culture, and contributions of Black Americans every February. The awareness holiday has been a target of President Donald Trump’s rollbacks of Diversity, Equity, and Inclusion programs, making it more important than ever to intentionally show up for Black communities.Of course, we don’t need an awareness holiday to embrace and honor Black history, but this month provides an opportunity to reconcile with the past, pave the way for a more just future, and celebrate all the amazing figures who have taken their place in the annals of…

Today, start by giving yourself grace and remembering not to judge yourself for how long your journey is taking. We all need our own time to travel our own distance. Every step is necessary, and everyone journeys in their own way… Some people start their careers right out of college in their early twenties, only to find themselves burnt out and starting over when they reach their early thirties. Others start working minimum wage jobs right out of high school and work their way up the corporate ladder, retiring happily in their mid-sixties. Some people fall in love and get…

Rhea and Eddie Holmes – credit, family photo released When a Syracuse police officer got the call that there was someone living among the dead at Oakwood Cemetery, you’d forgive them for perhaps being a little on edge. But what they found wasn’t anything out of a horror film. Instead, it was 55-year-old widow Rhea Holmes, sleeping under a winter sky on the cold ground of her husband’s grave. Holmes enjoyed 26 years of wedded bliss with her husband, Eddie. Together, by 2024, they had collected enough money to buy a small home in Syracuse. It wasn’t much, but it…

Pilates has become a staple of Melbourne’s fitness and wellness scene, blending mindful movement with functional strength and flexibility. If you’ve been curious about what Pilates is all about or how you might fit it into your lifestyle in Melbourne, this blog post will walk you through some of the key elements, from the variety of classes available to the benefits this movement practice offers. What Is Pilates? Pilates is a physical fitness system developed in the early 20th century that focuses on core strength, controlled movement, posture, and breath work. It’s practiced both on mats and with specialized equipment…

Social Security is one of your best income sources as a senior because you collect it for life, and there are inflation adjustments built in to help you maintain your buying power. Chances are good you’re going to rely on Social Security to cover at least some of your bills, and potentially to provide a good amount of your retirement income, depending on how much you’ve saved. Since your retirement benefits are an important source of funds, it makes sense to be strategic about when you should claim your benefits. You can start them as soon as you turn 62,…

J. Adam Fenster, University of Rochester via SWNS It’s been 113 years since the ‘unsinkable’ Titanic sank, and engineers still have hopes of someday creating unsinkable ships. None more so than a team at the University of Rochester that recently present a new “superhydrophobic” design that could lead to more resilient ships, floating platforms, and renewable energy innovations. The design is special for several reasons, not least of which being its use of normal aluminum tubes rather than some expensive alloy or material. The process also replicates how the diving bell spider traps air to breathe when hunting underwater, meaning…

Inflation can have an outsized impact on your retirement budget, but a smart gold strategy could help fill in some gaps. Getty Images/iStockphoto For millions of retirees and near-retirees, Social Security is more than a line item in the budget — it’s the backbone of their monthly cash flow. But as prices keep shifting and Social Security cost-of-living adjustments (COLAs) lag behind real-world expenses, that dependable monthly check that you get in retirement doesn’t always stretch as far as expected. In turn, the question many households are now asking is whether their Social Security benefits will actually keep up with…

Israel responded by launching a military campaign in Gaza, during which more than 71,660 people have been killed, according to the Hamas-run health ministry. Since the ceasefire began on 10 October 2025, at least 492 Palestinians have been killed, the health ministry says, as well as four Israeli soldiers.