Author: TECH

                                By Dennis M. Sponer, J.D., LL.M., MBA | May 2026  Three major developments in May warrant the attention of all workers’ compensation professionals overseeing pharmacy or PBM programs. Two have immediate operational impacts, while the third represents a gradual but significant national shift on the horizon.  Texas Targets Topical Analgesics — and the Rest of the Market Should Be Watching  The Texas Division of Workers’ Compensation (DWC) has finalized its 2026 Medical Quality Review Annual Audit Plan, and the subject is topical analgesics. The DWC will evaluate…

In the brutal arena of modern entrepreneurship, clarity is everything. You can have the best team, the sharpest strategy, and the most advanced AI tools in the world… but if the data feeding your decisions is distorted, outdated, or incomplete, you’re still flying blind. Most business leaders don’t realize they’re making high-stakes calls based on a filtered version of the internet designed for bots and corporate servers rather than real human behavior. That invisible gap between what you think the market is doing and what’s actually happening is quietly killing more dreams than most people admit. The entrepreneurs who pull…

Follow this guide What’s the story Building a strong foundation for personal growth starts with adopting simple, yet effective habits. These habits can help you improve your daily routine, increase productivity, and enhance overall well-being. By focusing on small changes, you can create a solid base that supports your long-term goals. Here are five beginner-friendly habits to consider incorporating into your life to establish a robust foundation for personal growth. Start your day with gratitude Starting the day by practicing gratitude sets a positive tone for the rest of the day. Take a few minutes every morning to reflect on…

As of April 2026, over 54.3 million Americans were receiving Social Security retirement benefits, with many relying heavily or entirely on it for their retirement income. The average benefit varies widely because much of it relies on career earnings, but having a gist of the average benefit can help put into perspective the role Social Security plays or could potentially play in your retirement finances. As of the end of last year, the average monthly benefit for a 70-year-old was $2,274.68. Due to discrepancies in wages and lifetime earnings, the average for men is higher than the average for women.…

Susan Young Browne amid her family – family photo “I grow old gracefully,” said Susan Young Browne, who just received permission to keep driving until 115 years old. That’s a testament to Browne enduring aptitude (and attitude) for life; having recently celebrated her 108th Birthday at the Modern Maturity Center in Dover, Delaware. Browne was in Delaware in 1918 during Segregation where she worked on a farm with her family sans water or electricity. She would eventually attend Delaware State College for Colored Students, today known as Delaware State University, and graduate in 1945, going on to teach in a one-room school house.…

Hear more Community Spotlight listings at 15 and 45 past nearly every hour at 97.9 WHAV. To submit news of events, fundraising appeals and other announcements, click on the image. This program is supported in part by a grant from the Haverhill Cultural Council, a local agency which is supported by the Mass Cultural Council, a state agency. To celebrate national Mental Health Awareness Month, Vinfen’s Haverhill Clubhouse is presenting an art exhibit with works by members followed by an informational reception. The exhibit opens Tuesday, May 26, and culminates in a Mental Health Awareness reception Friday, May 29, from…

  Pregnancy can be exciting, but it can also feel emotionally overwhelming. Many women quietly deal with constant worrying, mood swings, or overthinking during this phase. Some may even feel unlike themselves for a while. Feeling emotionally low during pregnancy is more common than many people realise, yet these struggles are often left unspoken. Paying attention to maternal mental health can help women better understand these emotional changes during pregnancy. Recognising anxiety or low mood early can make it easier to seek support, feel reassured, and manage this journey with greater confidence and emotional comfort. Why Does Emotional Health Matter…

You signed up for Social Security early to receive the most checks, but now you’re worried you may have short-changed yourself. Applying as soon as possible reduces your monthly benefit by up to 30%. For many, that leads to a smaller lifetime benefit, too. But it’s not all bad news. There are still ways to increase your Social Security checks even after you’ve applied. If any of the four things below apply to you, your benefits might get a boost in 2027, above and beyond the cost-of-living adjustment (COLA). Will AI create the world’s first trillionaire? Our team just released…

A positive team tone is not a “nice to have” in the workplace. It is a powerful force that shapes how people think, behave, and perform. We have talked before about the importance of leaders creating an environment that feels more hopeful, energized, and encouraging than discouraged or defeated. When leaders consistently set a constructive tone, employees tend to feel better, collaborate more effectively, and approach challenges with greater resilience. Importantly, this is very different from toxic positivity. A positive team tone does not mean pretending everything is fine when it clearly is not. It does not require leaders to…

On 13 May 2026, a regional dialogue for the Americas titled, Innovative Experiences to Strengthen Health and Self-Care through Traditional, Complementary, and Integrative Medicine, was hosted by EsSalud, the government agency responsible for social security and health care in Peru. The event brought together representatives from the World Health Organization (WHO), the Pan American Health Organization (PAHO), WHO collaborating centres, the health sector and academia. It presented regional perspectives from BrBolivia, Brazil, Mexico and Peru to explore how self-care and traditional medicine can strengthen public health, empower communities and support more inclusive models of care. Across all four countries, a clear message…