Author: TECH

Quick Read A record 401(k) driven by AI stocks exposes new retirees to sequence-of-returns risk, where early market losses can permanently derail a retirement plan. A $3,000 monthly Social Security check delivers $36,000 in inflation-adjusted income yearly, cutting portfolio withdrawals and shrinking exposure to a market downturn. Holding one to three years of withdrawals in short-term Treasuries near 4% and rebalancing away from concentrated AI winners reduces forced selling risk in a downturn. Are you ahead, or behind on retirement? SmartAsset’s free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor…

Do you think and talk about your goals and dreams often, yet seem to make little progress towards them? You’ve been trying the same things, but you’re just taking baby steps? If so, perhaps you need to change things up a bit. Maybe you can learn how to create a different action plan to really get what you want.      Dream Big & Go For It I think dreaming up big goals is wonderful!  Everyone should take some time daily to daydream about all the things they desire in life – all the way from careers to homes to…

If you’re not currently claiming Social Security benefits, it’s easy to feel like the program’s looming insolvency isn’t something that concerns you. A possible 22% benefit cut in six years may be devastating to a senior who relies heavily upon their checks to cover living expenses. But it may not make much of a difference to you as a working adult, especially if you never expected to get anything from the program. But what’s happening with Social Security does concern you, even if you’re decades away from signing up for benefits. Washington isn’t likely to allow a 22% cut, and…

May your actions speak louder than your words. May your life preach louder than your lips. May your success be your noise in the end. The result of incredible success is often pretty noisy — lots of people talking, writing, and sharing stories about it. The actual process of achieving incredible success, on the other hand, is far more discreet. But it’s this process that happens quietly, behind-the-scenes, that makes all the difference. Marc and I are fortunate enough to know a number of incredibly successful human beings. Regardless of lifestyle, industry or profession, they share many of the same…

– credit, LaCinda Thackery via GoFundMe A woman was able to help a partially disabled airport worker retire after she witnessed him hobbling across the tarmac on a flight out of Los Angeles. Heartbroken watching him limp up to the plane she was sitting on, she captured a video of the man for her TikTok account and posted it with a caption asking if anyone knew who he was. The footage went viral, and soon, a fundraiser did to. James Blair is a Navy veteran, working in the military between 1980 and 1990 before reentering civilian life as a fuel…

Sustainable aquatic food systems sit at the intersection of human well-being and environmental governance, yet the social forces driving equitable transitions within these systems remain underserved in scholarship. While the overarching practice attempting to bridge conservation and economic growth is established, there is a need to bring attention to how exactly this bridge is constructed in practice. Specifically, because this depends heavily on the collective action of those whose livelihoods are most at stake. This Research Topic calls for studies that foreground social movements and social mobilization as the primary catalysts for building resilient, inclusive, and sustainable aquatic food economies.The…

Inflation cooled in June giving the Fed some breathing room to raise interest rates, but concerns remain about persistent price increases above policymakers’ 2% target. The lower inflation numbers also brought The Senior Citizens League’s prediction for the 2027 cost-of-living-adjustment increase down slightly to 3.8%. This is still a full percent higher than the COLA increase for 2026 and would be the 17th highest since the Social Security Administration began the annual automatic boosts to Americans’ benefits in 1977. “A 3.8 percent COLA might sound like a lot compared to last year’s 2.8 percent, but it won’t be enough to…

On July 29, legendary Irish musician Glen Hansard died at the age of 56 in a motorcycle accident. In 2007, Hansard gained critical acclaim when he starred in the musical drama “Once.” The following year, he won the Academy Award for Best Original Song for the film’s central ballad, “Falling Slowly,” which he shared with his co-writer and co-star, Markéta Irglová. The success of “Once” later spurred a Broadway musical, which won eight Tony Awards. Hansard was also a well-known musician in his own right, with five solo studio albums and a 36-year career as the frontman of The Frames.In addition to…

You get home from an ordinary day, shut the door, and feel your whole body let go at once. The brighter voice switches off. The face you have been holding all day softens. You did not notice how much effort you were spending until the moment you stopped. That effort has a name. Autistic masking is hiding or compensating for autistic traits so you come across as non-autistic, and for many people it runs so constantly that it stops registering at all. Plenty of autistic adults only realize they mask when someone tells them, “You don’t seem autistic.” That is…

For those in the disability community, it has always taken a village. When your life is filled with doctor’s appointments, chronic illness symptoms, and navigating a world that isn’t built for accessibility, being surrounded by reliable family, friends, and peers doesn’t just enrich the day-to-day — it makes the day-to-day possible. Yet, the lack of affordable housing and rent in the U.S. is throwing this critical ecosystem out of balance. As home prices climb and renters contend with skyrocketing leases and utilities, disabled people often have no choice but to leave the communities they’ve built because they’ve been priced out.…