(COLORADO SPRINGS) — April is Financial Literacy Month, and for a lot of people, money can feel overwhelming. Bree Shellito, Director of Financial Well-Being at Ent Credit Union, joined FOX21 Morning News on Thursday, April 2, to discuss the four-minute reset.
Courtesy: Ent Credit Union
The four pillars of financial health are save, spend, borrow, and plan. “And you can take a meaningful step in all four, in just a couple of minutes,” she said.
Shellito broke down each pillar as follows:
Next is spending. Just review your last three purchases.
No judgment, no guilt – just awareness.
Maybe they were needs, maybe they were wants – either way, that’s okay. But to change your spending habits, you have to see them first.
For borrowing, check your credit score.
A lot of people avoid this step, but your credit score isn’t a grade – it’s a tool.
The earlier you understand it, the more options you have.
Set one money reminder this week.
Whether it’s a bill, checking your balance, or something coming up this spring or summer – like travel, events, or fun activities.
Financial success isn’t about memory… It’s about creating simple systems that support you.
Shellito said for those who want a little extra support, Ent is offering free financial coaching and quick workshops during the month of April. For more information, click here.
“This isn’t about doing everything perfectly. It’s about doing one small thing that moves you forward,” she added. “Because small actions, repeated over time, are what actually build confidence with money.”
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