Millions of Americans who rely on Social Security benefits will receive their February Social Security payments on a staggered schedule throughout the month, according to the Social Security Administration. Payment dates depend on when a recipient began collecting benefits and, for most people, their birth date.
Below is a complete breakdown of February 2026 Social Security and SSI payment dates, along with what to do if a payment is delayed.
The Big Picture
- Social Security retirement, disability, and survivor benefits are paid monthly, but not all at once.
- Most beneficiaries are paid on a Wednesday based on their birth date.
- Supplemental Security Income (SSI) follows a separate schedule and is usually paid on the first of the month.
- When the first falls on a weekend or holiday, SSI payments are sent early.
Social Security Payment Dates for February 2026
Who Gets Paid — and When
Social Security (Retirement, Disability, Survivor Benefits):
- Tuesday, Feb. 3: Beneficiaries who began receiving Social Security before May 1997
- Wednesday, Feb. 11: Birthdays between the 1st and 10th
- Wednesday, Feb. 18: Birthdays between the 11th and 20th
- Wednesday, Feb. 25: Birthdays between the 21st and 31st
These dates apply to most retirees, disabled workers, and survivor beneficiaries who filed claims after May 1, 1997.
SSI Payment Schedule for February 2026
Supplemental Security Income (SSI) payments are typically issued on the first day of the month. However, because Feb. 1 falls on a weekend, February SSI payments will be sent early.
- Friday, Jan. 30: SSI payments for February 2026
SSI provides monthly financial support to low-income seniors, people with disabilities, and individuals who are blind.
Why Payments Are Staggered
With more than 70 million Americans receiving monthly benefits, the SSA spreads payments across multiple dates to manage processing volume and ensure timely delivery. Most beneficiaries now receive payments by direct deposit or through the Direct Express debit card.
What to Do If Your Social Security Payment Is Missing
If your payment does not arrive on the scheduled date, the SSA recommends taking the following steps:
- Check with your bank or financial institution first, as posting delays can occur
- If the payment is still missing, contact the SSA directly:
- Phone: 1-800-772-1213
- TTY: 1-800-325-0778
- Or contact your local Social Security office
The agency says it will review the case and replace the payment if it is determined to be due.
Key Takeaway
February 2026 Social Security payments will be issued on Feb. 3, Feb. 11, Feb. 18, and Feb. 25, depending on eligibility and birth date. SSI recipients will receive their February payment early, on Jan. 30, due to the weekend calendar shift.
Stay informed and plan ahead. Social Security remains a lifeline for over 71 million Americans — knowing your payment dates and any upcoming changes is key to staying financially secure. If you’re unsure about your benefits or need personalized guidance, visit SSA.gov or call 1-800-772-1213.
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