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    Home » 6 ways to embrace the new financial self-care trend
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    6 ways to embrace the new financial self-care trend

    TECHBy TECHJanuary 22, 2026No Comments6 Mins Read
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    6 ways to embrace the new financial self-care trend
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    Admin Nights, according to MoneySuperMarket, are fast-emerging as the latest wellbeing tool for people looking for ways to create order and calm in their lives.

    The idea is friends gather together and blitz the tasks they’ve been putting off because – quite frankly – they are rather dull.

    This could be updating passwords, cancelling unused subscriptions, clearing lingering balances or finding a better savings account to move money to.

    And if you don’t have time for a full evening of admin, MoneySuperMarket believes simply setting aside even a short amount of time for an admin night could make a big difference to your finances.

    But there’s one key element to the event which is required – and that’s having at least one other person with you.

    The science behind admin nights

    According to the price comparison site, the trend works by tapping into something called ‘body doubling’. This is a science-backed productivity method where simply working alongside someone else boosts focus and follow through.

    A recent study found that people completed tasks faster, with greater accuracy and improved sustained attention when working with either a human or AI body double, compared with working alone.

    Kara Gammell, personal finance expert at MoneySuperMarket, said anyone who struggles to tackle money admin could overcome the obstacle by turning it into a social activity.

    She said body doubling – even if done virtually – keeps you accountable and makes the task feel less daunting.

    “Set aside an ‘admin night’ with a friend where you both focus on your own to-do lists,” she said.

    “Pair this with a simple trick like setting a timer for 15 minutes and tackling one small task, whether that’s checking your balance, reviewing recent spending, or looking at your credit score.

    “Breaking things down into bite-sized chunks makes the process feel more manageable and helps you get started, which is often the hardest part.

    6 admin night tasks which could boost your finances

    You probably already have some money-related tasks in mind which you regularly procrastinate over. But Gammell has come up with a few ideas to help you make the most of your admin night.

    1. Check your credit report

    “Closing old or unused accounts can help simplify your financial footprint and reduce your exposure to fraud,” Gammell said.

    “Inactive accounts – especially those linked to old jobs, student days, or previous banks – often have weaker security measures, making them easier targets for fraudsters. Suspicious activity can also go unnoticed on accounts you rarely check.”

    Your credit report acts as a snapshot of your financial life, showing active accounts, forgotten credit cards, and even financial links to former flatmates or partners.

    Therefore, Gammell said, spotting accounts that could be closed or errors that need correcting is a smart way to protect your credit profile and avoid unpleasant surprises down the line.

    You can check your credit report for free online in just a few minutes using tools like MoneySuperMarket Credit Score.

    1. Cancel unused subscriptions

    UK consumers collectively amount £1.6 billion of unused subscription payments per year, according to government figures. New rules are coming into force in Spring 2026 to make it easy for people to cancel subscriptions.

    In the meantime, Gammell suggests taking some time to check your bank statements and emails to make sure you aren’t paying for a service you don’t use.

    “Try searching your inbox for phrases like ‘trial ending’ or ‘renewal’ to uncover forgotten subscriptions,” she said, “and apply the ‘use it twice’ rule: if you haven’t used it at least twice in the past month, it’s probably not worth keeping.

    “Cancelling subscriptions you no longer need can also help reduce your risk of fraud and identity theft as fewer active accounts mean less exposure to potential security issues.”

    1. Go hands free with your saving

    “Many people say they can’t save because they don’t have any cash left at the end of the month – so flip your thinking and pay yourself first,” Gammell said.

    “Setting up a standing order to move money into your savings account on payday means it’s gone before you even notice it, and you’re more likely to live within your means. After a while, you’ll barely notice the difference – but your savings pot will thank you.

    She also suggests using ‘round up’ features – if your current account offers them – to automatically put change from spending into savings. Plus, see if any banks are offering switching incentives for a quick fix of cash.

    1. Review credit card perks

    Gammell said many people are unaware of the perks that come with their credit card – especially if it’s a rewards card.

    “Taking a few minutes to review these benefits can lead to real savings on everyday spending. From cashback to loyalty points and air miles, these can be redeemed for rewards such as discounts, travel, and even access to exclusive deals.”

    Watch out for high interest rates which may outweigh any benefits if you don’t clear your balance monthly. And avoid overspending.

    “Missing a payment could also harm your credit score, so always make sure you pay on time,” Gammell added.

    1. Close old or unused bank accounts

    “Closing old or unused accounts can help simplify your financial footprint and reduce risk,” said Gammell.

    “Inactive accounts often have weaker security measures, such as outdated passwords or missing two-factor authentication,” she added.

    “As a result, makes them easier targets for fraudsters, especially as suspicious activity is less likely to be spotted quickly on accounts that aren’t regularly monitored.”

    1. Shift your debt

    If you are still feeling overwhelmed by Christmas debt, using your admin night to switch to a balance transfer credit card could be a clever way to take control of your debt, Gammell said.

    “By moving what you owe to a card with a 0% interest period, you’ll stop paying interest for a set time – meaning every penny you pay goes toward clearing the balance rather than on interest,” she said.

    “Just make sure you check any transfer fees and pay off what you owe before the deal ends, or you could end up back where you started.”

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